Housing in the United Kingdom represents the largest non-financial asset class in the UK; its overall net value passed the £5 trillion mark in 2014. [needs update] Housing includes modern and traditional styles. About 30% of homes are owned outright by their occupants, and a further 40% are owner-occupied on a mortgage. About 18% are social housing of some kind, and the remaining 12% are privately rented.
The UK ranks in the top half in Europe with regard to rooms per person, amenities, and quality of housing. However, the cost of housing as a proportion of income is higher than average among EU countries, and the increasing cost of housing in the UK may constitute a housing crisis for many especially in London, — the rate of over fivefold house price increases far exceeding the inflation rate of just little above twofold over the last three decades — with housing nationally being typically the larger driver of inflation over the three decades preceding 2022 compared to food and non-alcoholic beverages. (Full article...)
Image 9A wood-frame American Foursquare house in Minnesota with dormer windows on each side and a large front porch
Image 10Cottage flats are a style of housing common in Scotland, where there are single floor dwellings at ground level, and similar dwellings on the floor above.
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