The Pacific Lutheran Lutes won their first Division III championship by defeating the Rowan Profs, 42−13. The Lutes were led by All-American quarterback Chad Johnson, running back Anthony Hicks and offensive lineman Andrew Finstuen. College Football Hall of Fame coach Frosty Westering won his fourth national championship.
The 1999 NCAA Division III Football Championship playoffs were the 27th annual single-elimination tournament to determine the national champion of men's NCAA Division III college football. The championship Stagg Bowl game was held at Salem Football Stadium in Salem, Virginia for the seventh time. This was the first bracket to feature 28 teams after expanding from the previous format of 16 teams in place from 1985 to 1998. With the new format, four teams were given byes to the second round.[2]