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Health Insurance Schemes in India

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In India, health insurance schemes are provided by the government and private organizations. Health insurance is regulated by the Insurance Regulatory and Development Authority (IRDA).[1][2]

Government of India Schemes

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# Name of Scheme Eligibility Criteria Sum Assured Renewal Fee Source
1 Niramaya Health Insurance Scheme
  • Persons with disabilities.
  • Must be registered with the National Trust
  • Required documents typically include proof of disability, proof of age, identity proof, and income certificate (for BPL families).
Up to ₹1 lakh ₹250 for BPL individuals and ₹500 for others [3]
2
3

Source

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  1. ^ "Insurance Regulatory and Development Authority".
  2. ^ "List of Health Insurers, IRDA".
  3. ^ "Niramaya Health Insurance Scheme".