Talk:Worldpay Group

External link spam

Merchant-Accounts.ca being added again and again in voilation of WP:EXT and WP:SPAM

Someone (posting from different IPs in Canada) is continually adding Merchant-Accounts.ca to the external links of this article in violation of WP:EXT and WP:SPAM.

I will put a link to the guidelines for spam on the last two IPs used talk pages.

WORLD PAY USED FOR SCAM (Beware of postings on Craigslist!)

Details
Description
I'm in the process of looking for a new car. I contacted two sellers on Craigslist that had cars I was interested in, via email. Amazingly, almost an entire week later, both 'sellers' responded to me via email - on the same day - both with a first (male) and last name at an AOL address. I did a query on their ISP addresses and it came up in The Netherlands. Both emails were identical except for the details of the car. Both also provided a link to 'Photo Bucket' with numerous pics of the vehicles. Both were asking around $3,000 (US) for the cars - one exactly $3000 and the other just under that amount. Both 'sellers' stated that they were in Glasgow, UK and that the car(s) could be purchased through WorldPay. I was already suspicious after receiving the first 'seller's' response so ran a CarFax report on both VIN #s. According to the last title info/report, both vehicles are located in California and are without a current owner (personal/corporate, etc.) listed - only dashes. I also began investigating 'WorldPay'. The first article on this site states they've been in business since 1994 and are affiliated with the Royal Bank of Scotland. However, I strongly agree with the poster below - that content should be removed from this site. WorldPay is a SCAM. For your benefit, below is a copy of the 1st email response I received as well as a copy of a 2nd email in response to my inquiry about where the car was actually located - remember I said that both messages were idential except for the spex of the vehicles. Also note on the WorldPay website that their site is only recently copyrighted as of May 2008. FIRST RESPONSE TO MY INQUIRY OF 'HIS' CRAIGSLIST POSTING: Hello (deleted my name for this posting), Sorry for the delayed response, but I'm in Glasgow (United Kingdom)right now and I have been very busy. Anyway, thank you for your interest in buying the car. The car is located in US right now and has US papers. Why is the price so low? I am here in UK with my new work and I cannot register the car here, as it is made for USA, according to USA standards. So all that I want to do now is to sell the car at this price, because I need to sell it fast(I already made a deposit here to buy me another). The title is clean and you will have absolutely no problems to register the car in the States.I will tell you a few words about the car.. My 2002 Jeep Liberty Sport si with Automatic transmission it is in immaculate condition with 55,456 miles and have the VIN number: 1J4GL48K52W357378, rust free, no scratch and hasn't been involved in any accident. The motor runs very well (6 CYLINDERS). The interior looks great. This car needs nothing, the title is clear, it is not a salvage one. I want this transaction to go smoothly enough as I am caught in the middle of some very important events and have little time at my disposal. I already have tons of emails so I hope you understand that I need to sort them out. The price is $3,000 THIS IS MY LAST PRICE.I will not negotiate the price. I will take in consideration only those buyers who are really Interested in buying the car ,to be sure that I don't waste my time with endless discussions. This way, I shall be assured of the serious intentions. you can see the pictures here: http://s302.photobucket.com/albums/nn86/reveran21/ So if you are interested please email me back for next step. Regards !! Alan Golds SECOND RESPONSE TO MY INQUIRY REGARDING THE LOCATION OF THE VEHICLE: Hello (deleted my name for this posting), As I told you in my first e-mail, I am in UK with my work. Before leaving US I had prearranged the deal with WorldPay www.worldpay-vehicles.com so my presence in US isn't necessary. The car and all the papers(title,etc..) are in their possession in US ready for delivery. You have 5 days to test and inspect the car. I will be honest with you from the start. You won't be able to see the car before you make the deposit with Worldpay. If you want to purchase the car please go to http://www.worldpay-vehicles.com/accept-terms.php and follow the instructions. Also please make sure that you read the terms of the transaction before you purchase the car. Regards!! Alan Golds (ImAWriterinNJ (talk) 03:45, 13 June 2008 (UTC))

Footnotes: PCI-DSS Non-Compliant Payment Processor Wins IRS Contract RBS WorldPay will handle tax-return payments starting next year]. The security that happen in Nov 2007, resulting in PCI-DSS removal, might be relevant to the story I think.

All contents by User:ImAWriterinNJ are not changed during archives. --75.154.186.241 (talk) 22:04, 29 April 2009 (UTC)

Scamming

After viewing the link Scam.com it is entirely possible that Worldpay is a scam and nothing more. I would like to suggest this article be rewritten and have it clearly state that is in fact a complete scam. I was nearly caught by the net of Worldpay myself. BKalesti 01:31, 19 August 2007 (UTC)

What about this: [1]? I've removed the {{hoax}} tag from the article as this article does not appear to be a hoax; WorldPay is a legitimate organization. ~ Danelo 15:22, 22 August 2007 (UTC)

A web search just now (using ask.com, not that its relevant what search engine I use) lead me to this BBC article on WorldPay. Further digging at BBC online leads to several mention of WorldPay being hit by DDoS attacks; the latest of which was dated around 2003. The Register reports of a 2004 attack, though. But no recent news.

I'd cautiously hypothesise that WorldPay is legitimate, is a product of the Royal Bank of Scotland, but in the past has been under attack by crackers; but no more. References to scrutinize WorldPay's security status would be useful here (ie. is it safe to use WorldPay today?). --Lemi4 04:55, 15 September 2007 (UTC)

To reply to BKalesti, of course any website could be a phishing page, but unless you've been personally scammed by WorldPay's website, I don't think it's proper for you to slander someone who in this case is an excellent corporate citizen. I myself was nervous about completing a transaction through them which is why I went out and researched third party references to this company (to which wikipedia is useless due to do a hackers ability to edit information on here as well, but I checked here none the less). After looking at other articles and through RBS itself, I could safely conclude it's perfectly legitimate. —Preceding unsigned comment added by 76.185.24.86 (talk) 17:49, 16 October 2007 (UTC)

To the chap above and any other potential fool who deals with Worldpay. I contacted the Royal Bank of Scotland with several specific transaction attempts from WorldPay. The Royal Bank of Scotland absolutely disavows any relationship to WorldPay. This a complete and total scam. The way they operate is simple....a front man attempts to sell relatively valuable merchandise for about 30% of it's market value. They only accept Money Gram's, which as it turns out is much like sending cash. They refuse to accept bank to bank transfers. Imagine a company claiming to be associated with a major bank that refuses bank to bank transfers.

They promise that once the Money Gram is received and cashed, they'll send out the merchandise. Hold your breath waiting to recieve the stuff you've purchased. It's actually a pretty simple minded scheme and one wonders how they can continue to sucker people in, but then again...there is a sucker born every minute. If your dumb enough to fall for this.....then you deserve to lose your money. I suspect our friend above is one of the scammers. There is no way in hell he was able to verify legitimacy. Nuff said. Truth buster (talk) 14:06, 31 January 2008 (UTC)Truth BusterTruth buster (talk) 14:06, 31 January 2008 (UTC)

Here's the response received from the Royal Bank of Scotland regarding WorldPay,

Thank you for your enquiry. The email approach you have received is consistent with a known auction website scam and it appears that you are the intended victim. We recommend that you cease all communication with the individuals concerned and urge you not to send any money or goods. We would like to thank you for taking the time to bring this matter to our attention.

Yours sincerely {Name removed by me}

Royal Bank of Scotland plc Truth buster (talk) 15:56, 31 January 2008 (UTC)

I think the question should be, is WorldPay used for scams as PayPal? If yes, then it will be nice to have information about what security measures WorldPay uses to ensure no scams; and what process there is for customers that have being scammed. PayPal, or any other well-known payment method, should be prefered if there's few information about this process. Either way, Wikipedia is NOT the only website to research for financial advisory and should not be responsible for the information it provides (a disclaimer, like the one used in medicine articles may be created). Elvenmuse (talk) 06:02, 30 November 2010 (UTC)

This is ' a manager within WorldPay'. Of course WorldPay is a legitimate company. They work with 'Merchants' on a Global scale. As soon we see or notice through our risk module that a client/merchant is an untrusted supplier, then we do not provide any longer any payment methods to them. We are very strict with this and do not tolerate any misbehaviour from our clients! We are Europe's biggest PSP provider and World's fourth, rightfully so, or did you forget we have clients such as Skype, Sony, and many other big clients! Thank you! And Please, if you have no idea how the payment world looks like or works, then do not react on the internet and make a fool of yourself and discredit a great company, but go to school first, so you will understand the concept of it all. — Preceding unsigned comment added by 212.136.106.17 (talk) 09:34, 25 August 2011 (UTC)

Eurocard

The text says that Eurocard is accepted by Worldpay, with an internal link to Eurocard. This link goes to some bizarre hardware page and not the Eurocard credit care, unless I've completely misunderstood. I've removed the link. Kayman1uk 15:16, 18 May 2006 (UTC)

WorldPay

WorldPay is definitely a legitimate organisation and some of the information in this discussion is innacurate and misleading. It was recently sold by the Royal Bank of Scotland and is one of the largest payment processing providers in Europe. You can view their website at: http://www.worldpay.com/index.php?c=UK. — Preceding unsigned comment added by Warren.singer (talk • contribs) 09:50, 15 March 2011 (UTC)

I can not verify whether WorldPay is a SCAM organization or not. Their website claims affiliation with the Royal Bank of Scotland. If you go to Royal Bank of Scotland website and search for WorldPay. It doesn't seem to come up. There are also a few misspelled words on the Home page. Makes one wonder. Like the previous writer, I too was looking for a vehicle. I saw one that was too good to be true. It was listed at 30% of market value. I contacted the "person" who posted the ad. The respondent email came from "gmail.com". I made a similar contact using 2 additional emails to see what might occur. I received responses from all three queries. The text of the emails was absolutley identical. The "owner" claimed he was on a new job assignment in Scotland and was too busy to sell at market value. I received an email from Worldpay noting I was "approved" and they were awaiting receipt of my Western Union money order and when they received the check, they'd ship the vehicle. I had 5 days to inspect the vehicle and if I decided it wasn't worth purchasing I could request a refund. Subsequently I looked at a few more online auto ads and found to my 'surprise' a 2004 Toyota Forerunner for sale in Los Angeles for $3800. I found the exact same vehicle for sale in Sacramento for the same price. I contacted both "sellers" and received the exact same from letter reply. These were a little bette than the first, they included this gem..."the car is located in Ephraim , Utah ready to be shipped. This is a regretful sale but unfortunately ineed money for my son , he is in hospital and i really need money for him. This is why i am selling the car so cheap." No kidding!

The responses made reference to Worldpay handling the transactions.

Let the buyer beware.

As a side bar. Since my contact I've received more than 10 additional SCAM attempts with different "products" from senders using "gmail.com" as a return address. Coincidence?

Carfino (talk) 17:53, 21 January 2008 (UTC)carfino

RBS acknowledge WorldPay at http://www.rbs.co.uk/business/cards-payments/g1/taking-payments.ashx. I have to say I find it quite bizarre that one of the world’s biggest payment processors is being accused of being a scam on the grounds mentioned in the various comments above — it makes no more sense than claiming that PayPal is a scam due to someone being conned on eBay. —Stephen Morley (talk) 15:48, 27 May 2009 (UTC)

For anyone reading the above

Surf around. The RBS does aknowledge the RBS Group, and RBS aknowledges Worldpay.81.236.229.130 (talk) 14:12, 25 April 2008 (UTC)

And please read http://www.worldpay.com/shopper/: Bogus WorldPay Offer If you receive an email that appears to come from WorldPay offering you the opportunity to purchase a vehicle being sold by a 'WorldPay Agent' or 'WorldPay Seal Member', please do not respond to the email and do not send any money to the individual via Western Union or MoneyGram. 89.27.2.160 (talk) —Preceding comment was added at 10:15, 17 May 2008 (UTC)

I don't this is a fair assessment

Worldpay is not a fraudulent company merely because some spammer is using it for the Nigerian scam. Is Western Union a fraudulent company because spammers want you to send them $1000 via Western Union? Spammers using Worldpay, or pretending to, as a payment source does not a scam make. Sim (talk) 23:51, 16 August 2008 (UTC)

WorldPay is not a Scammer

I bought membership for RuneScape and the transaction was done via WorldPay which sent me an email affiliated with RuneScape so I can verify that they are not a scam but a real company. —Preceding unsigned comment added by 24.236.198.220 (talk) 02:29, 1 April 2009 (UTC)