Talk:Warehouse line of credit

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Unreadable

IMHO, this is unreadable. I read it twice and still don't understand more than a small amount of it. Opening lines sound like vanity, but maybe aren't. Possibly if it's wikified, it'll read better? Dweller 06:47, 7 June 2006 (UTC)[reply]

Wikified as part of the Wikification wikiproject! It still reads badly, so I added copyedit and context tags, as well as marked it as a finance stub. Hopefully an expert will give it some attention. JubalHarshaw 18:36, 6 October 2006 (UTC)[reply]

I'm not really an expert but I did a little bit of research (and then called my friend, the banker) for an english translation. It seems that it's just borrowing money from a big place, then loaning it to someone else, and tacking on a fee for the service. The interest the lendee ends up paying is what makes it a good investment for the big place (which would have to work hard to find all the people who want the money), the fees make it good for the broker, and the ease of getting this type of loan make it good for some lendees.

Ethical brokers

Not all the brokers are ethical, though, and I tried to make sure there was at least some mention of that. Apparently this is controversial sometimes with economic-minded types, because there's no requirement that the broker has to declare his earnings from it, since the money stays in an account in his name at the original big place's bank. Weird sh*te.

Oh yeah, I'd also like to say that if anyone can explain the red-link terms in a stub, I for one would be happy. I still am not quite sure what some of these terms mean. Resonanteye 16:51, 19 November 2006 (UTC)[reply]

Merge

The two should not be merged. They involve different types of loans and should be treated as such. —Preceding unsigned comment added by 69.15.183.140 (talk) 16:09, 16 June 2010 (UTC)[reply]

Warehouses?

QUESTION: Does this involve actual warehouses? — Preceding unsigned comment added by 108.206.20.135 (talk) 23:45, 5 February 2015 (UTC)[reply]