Talk:Substantially equal periodic payments

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Could we have an example of the three kinds of distributions, say with:

IRA with value of $100,000
Owner at age of 40 with life expectancy of 80

with the output showing what the periodic payments would be on an annual basis. I could give this a shot but I have never made this calculation before and would appreciate someone to verify my numbers. Kevinp2 23:29, 7 March 2007 (UTC)[reply]

For the fixed amortization schedule, it is done just as a mortgage payment is done, as they describe using the fixed interest rate. In your example of $100,000 with age 40 and LE of 80, an interest rate of 5% would give a monthly payment of $482, or yearly of $5786. —Preceding unsigned comment added by 192.223.226.6 (talk) 14:19, 2 July 2008 (UTC)[reply]

In particular, Roth IRA distributions taken under the SEPP rule will be taxed as income a second time --- a substantial penalty.

I do not think this is necessarily true. Cite? See chart here: http://www.investopedia.com/university/retirementplans/rothira/rothira3.asp#axzz21gD0RtsN— Preceding unsigned comment added by 24.4.168.131 (talk) 23:27, 25 July 2012 (UTC)[reply]

Significance, history, comparison to other schemes, etc.

Rather than just a barrage of rules, could some helpful soul knowledgeable in this area please add some explanations of why this thing exists, who it benefits, how it came to be, how it compares with mechanisms in other retirement accounts, other countries, etc.? --Doradus (talk) 17:08, 2 December 2009 (UTC)[reply]

Agreed. Why is this notable? What is the significance of this ruleset? WantsToWriteALot (talk) 23:50, 18 December 2018 (UTC)[reply]

Assessment comment

The comment(s) below were originally left at Talk:Substantially equal periodic payments/Comments, and are posted here for posterity. Following several discussions in past years, these subpages are now deprecated. The comments may be irrelevant or outdated; if so, please feel free to remove this section.

==WP Tax Class==

Stub class because this article has one section. It could be merged into another article since it deals with such a limited topic.EECavazos 20:17, 13 November 2007 (UTC)[reply]

==WP Tax Priority==

Low priority because the scope of the article is limited and the content is technical.EECavazos 20:18, 13 November 2007 (UTC)[reply]

Substituted at 18:37, 17 July 2016 (UTC)