Talk:SR-22 (insurance)

Changes a'coming

So I've finally found some decent sources on this topic. My basic take has been that the SR-22 is a type of certificate of insurance, which asserts the "financial responsibility" of the insured by showing that he/she has at least the statutory minimum amount of auto insurance coverage (probably in dollars of collision coverage). It looks like the SR-22 has existed under that name in some form since at least the 1950s. The points about it being required after certain incidents are correct; uninsured accidents and DUI convictions are the two most often mentioned. There was a note that something like seven states don't use the SR-22, though I think the source dates to the early 2000s. There were mentions of other "SR" documents (I think SR-21 and SR-26 were mentioned). I still don't know what "SR" stands for, though I've seen mentions of a series of "FR" documents, which I'm pretty sure is short for "Financial Responsibility". Few treatises I have access to seem to discuss these documents; most mentions seem to be in bar journals and specialty law publications, whereas the law reviews don't talk about them much. I really think there has to be something more than what I've found on this document, though I would guess it more generally should be subsumed under the topic of vehicle insurance. —/Mendaliv/^2¢/_Δ's/ 08:42, 1 May 2013 (UTC)