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Wikipedia is not a place to discuss whether a law is "appalling" or not.

(Financedr (talk) 09:01, 9 June 2009 (UTC))[reply]

This is an appalling piece of legislation which is encouraging consumers to rack up unsecured loans with no intention of paying them back. Once a substantial amount of cash has been raised (and secured outwith that individuals registered banks) the consumer applies for a protected trust deed and can get away with paying back around 10-15% of the loan. Honest Joe is once again left to pick up the tab in higher charges to the lenders.

Oh dear oh dear, those poor banks and credit card companies not getting all there money back, I am sitting here weeping for them, to think in Scotland the consumer actually has a way of getting out of paying them, or you could just make yourself bankrupt which is the same thing basically and has been around for years. As Johhnybriggs says, this is an awful article considering it's importance.

Yakacm (talk) 10:03, 18 June 2015 (UTC)[reply]

Who agrees to a PTD? The creditors do. Its not something you can force on a creditor. Most PTDs have a return of far more than 10% and Trust deeds have been around for a very long time. johnnybriggs (talk) 22:04, 26 October 2008 (UTC)[reply]

I can't believe how bad this important article is. johnnybriggs (talk) 18:05, 24 November 2008 (UTC)[reply]

www.scottishtrustdeed.info

Editing of content

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Can the user 89.242.7.7 who continues to remove my factual content please add to the content (i.e. other companies / charities who can help as well as IPs) instead of constantly removing information they don't like. Having assessed what the user 89.242.7.7 has edited in the past it seems they have added links to trustdeedscotland for Clyde FC. If 89.242.7.7 is associated to trustdeedscotland perhaps creating a wikipedia page about your service would be best. —Preceding unsigned comment added by WikiManUK (talk • contribs) 14:03, 28 April 2011 (UTC)[reply]

This still seems to be happening and despite Debt Support Trust being a debt charity offering advice on Trust Deeds our content is being removed by 89.242.7.7. We will no longer update this. Our trust deed advice services can be found here: http://www.debtsupporttrust.org.uk/how-can-we-help/protected-trust-deed WikiManUK (talk) 16:10, 3 May 2011 (UTC)[reply]

Poor quality of content on this page.

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For a significant period of time the content on this page has been significantly incorrect and/or out of date.

The edits that have led to this misleading content being present most commonly also include linking to commercial debt advice websites.

I have today highlighted a number of the very important errors on the page which have remained present for a significant period of time. For vulnerable debtors weighing up their options, these inaccuracies are quite simply dangerous.

The page would benefit from being fully rewritten, but the work involved in doing so hardly seems worthwhile given the history of the page being hijacked by commercial debt advice services that do not know what they're talking about (or who employ SEO companies that do not know what they're talking about). — Preceding unsigned comment added by Palacrith (talk • contribs) 10:30, 14 January 2015 (UTC)[reply]

www.scottishtrustdeed.info

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