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Talk:OnDeck Capital

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September 2017

[edit]

I would like to gain a better understanding of notability as I've read the guidelines several times and it seems that publicly traded companies meet (and sometimes exceed) the general requirements for notability.

JP4115 (talk) 13:49, 18 September 2017 (UTC)JP4115[reply]

Suggested changes to this article:

  • New intro para: On Deck Capital is an American online small business lender[1] with US locations in New York City (headquarters), Arlington, Virginia, and Denver, Colorado. OnDeck determines the credit worthiness of small businesses by using public and private data, technology, and computer modeling.[3] (Same citations apply)

In History

  • Remove "companies" after "VCs" in first para of History (deletes repetition)
  • In 2007, the company introduced its short-term loan product and made its first loan. By early 2010, the company had made over $50M in loans to small businesses in the U.S. (Replaces jargon)
  • Jacobs left OnDeck in 2012, and Noah Breslow became the company’s CEO. (Replaces jargon)
  • As of August 2017, OnDeck had made over $7 billion in loans to small businesses in the US, Canada, and Australia.(Replaces jargon)

In Partnerships

  • In June 2016, JPMorgan Chase and OnDeck began offering an online lending process to JPMorgan Chase’s small business customers. (Replaces jargon)

JP4115 (talk) 12:59, 25 September 2017 (UTC)JP4115[reply]

Some proposed changes Sept 2018

[edit]

1. New intro paragraph for clarification: On Deck Capital is a US-based financial technology company specializing in online small business lending. [1] OnDeck provides capital directly to small businesses in the U.S., Canada, and Australia.

2. Update revenue to 2017 #s: $351.0 million [1]

3. In HISTORY: remove "VC Companies" and spell out "Venture Capital companies." Addresses redundancy.

4. In HISTORY: Remove 4th paragraph on Australia. Addresses marketing speak. Replace with edits to 3rd para and new 4th para, as suggested:

Jacobs left OnDeck in 2012, and Noah Breslow became the CEO. OnDeck completed its IPO in December 2014 and became listed on the New York Stock Exchange under the symbol ONDK, raising $230 million in the offering.[12] OnDeck launched a line of credit offering, and extended its term loans to up to 36 months.[citation needed] In 2015, the company expanded its operations into Canada and Australia[13], the latter operating as On Deck Capital Australia Pty Ltd in partnership with MYOB, Australia’s largest accounting software provider. OnDeck Australia offers business loans from $10,000 - $250,000 over 6-24 month terms.[17][18].[14][15]

The On Deck Group has loaned over $10 billion to over 80,000 small businesses as of September 2018. [16] [2]

5. In PARTNERSHIPS: Remove Wave Accounting reference.

6. In Awards, add: U.S. News and World Report’s Top Lender for Term Loans - The Best Unsecured Business Loans of 2018 [3]

JP4115 (talk) 14:57, 26 September 2018 (UTC)JP4115[reply]

References

  1. ^ https://s21.q4cdn.com/249473406/files/doc_financials/annual/2017-Annual-Report-on-Form-10-K.pdf
  2. ^ https://www.lendacademy.com/ondeck-surpasses-10-billion-in-lending/
  3. ^ https://loans.usnews.com/unsecured-business-loans

Reply 26-SEP-2018

[edit]

  Unable to review edit request  
Your edit request could not be reviewed because it is unclear which references are connected to specific notes in the text of your proposal. When proposing edit requests, it is important to highlight in the text which specific sources are doing the referencing for each note. The point of an inline citation is to allow the reviewer and readers to check that the material is sourced; that point is lost if the citation is not clearly linked to the provided reference. Note the example below:

☒N INCORRECT

The sun is pretty big,[8] but the moon is not so big.[13] The sun is also quite hot.[3]

References

      1. Sjöblad, Tristan. The Sun. Academic Press, 2018, p. 142.
      2. Duvalier, Gabrielle. "Size of the Moon", Scientific American, 51(78):46.
      3. Uemura, Shū. The Sun's Heat. Academic Press, 2018, p. 23.

In the example above there are notes connected to the statements, a number 8, 13, and 3, all placed in brackets. When looking at these numbers, it is unclear in all but one of the numbers which of the references provided link to them. As there are only 3 references provided, the note number's higher than this number are especially unclear. Your edit request similarly places numbered notes within brackets which are disbursed throughout the edit request. But it is unclear which references link to those notes.[a] These links between material and their source references must be more clearly made, as shown in the next example below:

checkY CORRECT

The sun is pretty big,[1] but the moon is not so big.[2] The sun is also quite hot.[3]

References

  1. ^ Sjöblad, Tristan. The Sun. Academic Press, 2018, p. 142.
  2. ^ Duvalier, Gabrielle. "Size of the Moon", Scientific American, 51(78):46.
  3. ^ Uemura, Shū. The Sun's Heat. Academic Press, 2018, p. 23.

In the example above, the link between the provided references and their notes is perfectly clear. Kindly reformulate your edit request so that it aligns more with the second example above, and feel free to submit that edit request at your earliest convenience. Regards,  Spintendo  18:38, 26 September 2018 (UTC)[reply]

Notes

  1. ^ If text from the article is copied and then pasted into the talk page, this will produce the same result: bracketed numbers within the text, with references unlinked to these note numbers. If your desire is to copy text from the article in order to illustrate which changes should be made, please ensure that it is the Wiki-Formatted text which is being copied and placed on the talk page. This will ensure that the references stay linked to the note numbers.
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