Talk:Joseph Otting

This article must adhere to the biographies of living persons (BLP) policy, even if it is not a biography, because it contains material about living persons. Contentious material about living persons that is unsourced or poorly sourced must be removed immediately from the article and its talk page, especially if potentially libellous. If such material is repeatedly inserted, or if you have other concerns, please report the issue to this noticeboard.

If you are a subject of this article, or acting on behalf of one, and you need help, please see this help page.

Biography: Politics and Government

	Biography portal This article is within the scope of WikiProject Biography, a collaborative effort to create, develop and organize Wikipedia's articles about people. All interested editors are invited to join the project and contribute to the discussion. For instructions on how to use this banner, please refer to the documentation.BiographyWikipedia:WikiProject BiographyTemplate:WikiProject Biographybiography articles
	This article is supported by the politics and government work group.

United States: Government Low‑importance

	United States portal This article is within the scope of WikiProject United States, a collaborative effort to improve the coverage of topics relating to the United States of America on Wikipedia. If you would like to participate, please visit the project page, where you can join the ongoing discussions. Template Usage Articles Requested! Become a Member Project Talk Alerts United StatesWikipedia:WikiProject United StatesTemplate:WikiProject United StatesUnited States articles
Low	This article has been rated as Low-importance on the project's importance scale.
	This article is supported by WikiProject U.S. Government.

Articles for creation

	This article was reviewed by member(s) of WikiProject Articles for creation. The project works to allow users to contribute quality articles and media files to the encyclopedia and track their progress as they are developed. To participate, please visit the project page for more information.Articles for creationWikipedia:WikiProject Articles for creationTemplate:WikiProject Articles for creationAfC articles
	This article was accepted on 30 June 2014 by reviewer Lucas Thoms (talk · contribs).

Business Low‑importance

	Business portal This article is within the scope of WikiProject Business, a collaborative effort to improve the coverage of business articles on Wikipedia. If you would like to participate, please visit the project page, where you can join the discussion and see a list of open tasks.BusinessWikipedia:WikiProject BusinessTemplate:WikiProject BusinessWikiProject Business articles
Low	This article has been rated as Low-importance on the project's importance scale.

Finance & Investment Low‑importance

	This article is within the scope of WikiProject Finance & Investment, a collaborative effort to improve the coverage of articles related to Finance and Investment on Wikipedia. If you would like to participate, please visit the project page, where you can join the discussion and see a list of open tasks.Finance & InvestmentWikipedia:WikiProject Finance & InvestmentTemplate:WikiProject Finance & InvestmentFinance & Investment articles
Low	This article has been rated as Low-importance on the project's importance scale.

Some proposed changes

Information to be added or removed: Please replace

In May 2017, the U.S. Department of Justice reached an $89 million settlement with the bank involving its reverse mortgage products and compliance with HUD foreclosure requirements, which requires banks to complete resolution and foreclosure activities within an aggressive timeline.^[1]

with

In May 2017, the U.S. Department of Justice reached an $89 million settlement with the CIT^[2] involving a portfolio of reverse mortgage products acquired from the failed IndyMac Federal Bank^[3] and compliance with HUD foreclosure requirements, which requires banks to complete resolution and foreclosure activities within an aggressive timeline.^[4]

Explanation of issue: Provides additional document clarity on what bank settled with DoJ and what the source of the reverse mortgages was. References provided.

References

^ U.S. Department of Justice (May 16, 2017). "Financial Freedom Settles Alleged Liability for Servicing of Federally Insured Reverse Mortgage Loans for $89 Million." Press Release No. 17-534. Retrieved July 29, 2017.
^ Finkelstein, Brad, and Collins, Brian.(July 3, 2017). "DOJ's False Claims Act focus shifts to reverse mortgage servicers." American Banker. Retrieved April 8, 2019.
^ Lane, Ben.(October 9, 2017). "CIT Bank selling Financial Freedom, exiting reverse mortgage business." HousingWire. Retrieved April 8, 2019.
^ U.S. Department of Justice (May 16, 2017). "Financial Freedom Settles Alleged Liability for Servicing of Federally Insured Reverse Mortgage Loans for $89 Million." Press Release No. 17-534. Retrieved July 29, 2017.

Some proposed changes

Information to be added or removed: Please replace

He is also a graduate of the School of Credit and Financial Management, a four-week program offered by the National Association of Credit Management, which was held at Dartmouth College at the time he attended in 1992.^[1]^[2]

With

He is also a graduate of the School of Credit and Financial Management, a three-year program^[3] offered by the National Association of Credit Management, which was held at Dartmouth College at the time he attended in 1992.^[4]^[5]

Explanation of issue: The edit corrects an error in fact repeated from the 2017 news article. The mentioned program in 1992 was three-year program, not a four-week program. In addition to the classroom time, the program included longer-term projects and assignments. Event today the program is a two-year program with four-weeks of in-class instruction. Program materials from 1992 are not online but available from National Association of Credit Management. This edit is supported by the 1991-1992 program brochure, pages 1 and 3. Happy to provide a copy.

References

^ Official Biography. "Joseph M. Otting." Office of the Comptroller of the Currency. Retrieved December 4, 2017.
^ Bowden, John (June 9, 2017). "Trump selects ex-banker to oversee Wall Street". The Hill.
^ "Program Brochure." 1991-1992. Pages 1, 3. Available from National Association of Credit Management.
^ Official Biography. "Joseph M. Otting." Office of the Comptroller of the Currency. Retrieved December 4, 2017.
^ Bowden, John (June 9, 2017). "Trump selects ex-banker to oversee Wall Street". The Hill.

Some proposed changes

Information to be added or removed: Please add the following to the bottom of the Personal life section as a new paragraph--

In addition, the Ottings are the primary owners of Southern Highlands Golf Club, Tennis Facility, and Spa.^[1]

Explanation of issue: The addition clarifies detail of public persona's interests and is well-documented from public record including referenced in the cited article from May 2018.

References supporting change: ^[2]

References

^ Millward, Wade Tyler (May 5, 2018). "Man who oversees country’s biggest banks lives in Las Vegas." Retrieved April 5,2019.
^ Millward, Wade Tyler (May 5, 2018). "Man who oversees country’s biggest banks lives in Las Vegas." Retrieved April 5,2019.

Some proposed changes

This edit request by an editor with a conflict of interest was declined. The requested text's references are not formatted according to the citation style predominantly in use with the subject article (WP:CITEVAR). Any additions made to the article should have references formatted according to the style already in use with the article. Please see the Reply section below for more information about this issue.

Information to be added or removed: In May 2017, the U.S. Department of Justice reached an $89 million settlement with the bank involving its reverse mortgage products and compliance with HUD foreclosure requirements, which requires banks to complete resolution and foreclosure activities within an aggressive timeline.

to

In May 2017, the U.S. Department of Justice reached an $89 million settlement with CIT Bank involving its reverse mortgage portfolio, acquired via the failed IndyMac Federal Savings Association, for compliance with HUD foreclosure requirements, which require banks to complete resolution and foreclosure activities within an aggressive timeline.

Explanation of issue: Clarifies which bank the DoJ action was against (CIT Bank) and that the portfolio of reverse mortgage products was acquired via the failed IndyMac Federal Savings Bank, which became part of OneWest Bank. References supporting change: https://www.reuters.com/article/us-financial-freedom-settlement/mnuchins-former-bank-in-89-million-settlement-over-reverse-mortgages-idUSKCN18C2FL and the original citation of https://www.justice.gov/opa/pr/financial-freedom-settles-alleged-liability-servicing-federally-insured-reverse-mortgage

Hubbardbk (talk) 19:19, 2 April 2019 (UTC)[reply]

Some proposed changes

Information to be added or removed: Add to bottom of Personal Life section: In addition to their other business and real estate, they are majority owners of the Southern Highlands golf course, tennis facility, and spa. Explanation of issue: Clarifies ongoing interests of public figure. References supporting change: See http://www.allgov.com/news/top-stories/comptroller-of-the-currency-who-is-joseph-otting-170717?news=860237 and https://vegasinc.lasvegassun.com/news/2018/jan/02/qa-banking-regulator-with-local-ties-describes-nom/

Hubbardbk (talk) 19:41, 2 April 2019 (UTC)[reply]

Some proposed changes

Information to be added or removed: Revise "He is also a graduate of the School of Credit and Financial Management, a four-week program offered by the National Association of Credit Management, which was held at Dartmouth College at the time he attended in 1992."

to

He is also a graduate of the School of Credit and Financial Management, a three-year program offered by the National Association of Credit Management, which was held at Dartmouth College at the time he completed the program in 1992.

I verified directly with the National Association of Credit Management that in 1992, this program was three-years long. That changed in 1994. I can provide documentation from the Association but details of the program 27 years ago are not on line.

Explanation of issue: This edit corrects an error in fact added by a previous contributor. References supporting change: I have original course materials documenting the length of the program and can provide. They are not online.

Hubbardbk (talk) 19:49, 2 April 2019 (UTC)[reply]

Reply 2-APR-2019

Unable to review

Your edit request could not be reviewed because the provided references are not formatted correctly.^[a] The citation style predominantly used by the Joseph Otting article is Citation Style 1 (CS1). The citation style used in the edit request consists of bare URL's.^[b] Any requested edit of yours which may be implemented will need to resemble the current style already in use in the article – in this case, CS1. (See WP:CITEVAR.) In the extended section below titled Citation style, I have illustrated two examples: one showing how the edit request was submitted, and another showing how requests should be submitted in the future:

Citation style

Bare URL reference formatting:

The Sun's diameter is 864,337.3 miles.
https://www.booksource.com

The Moon's diameter is 2,159 miles.
http://www.journalsource.com

The Sun's temperature is 5,778 degrees Kelvin.
http://www.websource.com

In the example above there are three URL's provided with the claim statements, but these URL's have not been placed using Citation Style 1, which is the style predominantly used by the Joseph Otting article. Using CS1, the WikiFormatted text should resemble the following:

Citation Style 1 formatting:

The Sun's diameter is 864,337.3 miles.<ref>{{cite book|last1=Sjöblad|first1=Tristan|title=The Sun|url=http://www.booksource.com|publisher=Academic Press|date=2018|page=1}}</ref>

The Moon's diameter is 2,159 miles.<ref>{{cite journal|last1=Harinath|first1=Paramjit|title=Size of the Moon|journal=Science|issue=78|volume=51|url=http://www.journalsource.com|date=2018|page=46}}</ref>

The Sun's temperature is 5,778 degrees Kelvin.<ref>{{cite web|last1=Uemura|first1=Shu|title=The Sun's Heat|url=http://www.websource.com|publisher=Academic Press|date=2018|page=2}}</ref>

Which displays as:

The Sun's diameter is 864,337.3 miles.^[1]
The Moon's diameter is 2,159 miles.^[2]
The Sun's temperature is 5,778 degrees Kelvin.^[3]

References

^ Sjöblad, Tristan. The Sun. Academic Press, 2018, p. 1.

^ Harinath, Paramjit. "Size of the Moon", Science, 51(78):46.

^ Uemura, Shū. The Sun's Heat. Academic Press, 2018, p. 2.

In the example above the references have been formatted according to Citation Style 1, which shows the author, the source's name, date, etc., all information which is lost when only the links are provided. As Wikipedia is a volunteer project, edit requests such yours are generally expected to have this formatting done before the request is submitted for review.

Kindly rewrite your edit request so that it aligns more with the second example shown in the collapsed section above, and feel free to re-submit that edit request at your earliest convenience. If you have any questions about this formatting please don't hesitate to ask myself or another editor. Regards, Spintendo 21:30, 2 April 2019 (UTC)[reply]

Notes

^ The fault for this formatting error may have originated with the automated prompts used by the edit request template, which asks for a COI editor to "supply the URL of any references used". While the resulting omission of information would not be the fault of the requesting COI editor, it nevertheless remains their responsibility to supply the references formatted in the style used by the article.
^ The use of bare URLs as references is a style which is acceptable for use in Wikipedia. However, general practice dictates that the style already in use for an article be the one that is subsequently used for all future additions unless changed by editorial consensus.^[1]

References

^ "WP:CITEVAR - Wikipedia:Citing sources". Wikipedia. 20 October 2018. Retrieved 22 October 2018. Guideline: It is normal practice to defer to the style used by the first major contributor or adopted by the consensus of editors already working on the page, unless a change in consensus has been achieved. If the article you are editing is already using a particular citation style, you should follow it.

[1] U.S. Department of Justice (May 16, 2017). "Financial Freedom Settles Alleged Liability for Servicing of Federally Insured Reverse Mortgage Loans for $89 Million." Press Release No. 17-534. Retrieved July 29, 2017.

[2] Finkelstein, Brad, and Collins, Brian.(July 3, 2017). "DOJ's False Claims Act focus shifts to reverse mortgage servicers." American Banker. Retrieved April 8, 2019.

[3] Lane, Ben.(October 9, 2017). "CIT Bank selling Financial Freedom, exiting reverse mortgage business." HousingWire. Retrieved April 8, 2019.

[4] U.S. Department of Justice (May 16, 2017). "Financial Freedom Settles Alleged Liability for Servicing of Federally Insured Reverse Mortgage Loans for $89 Million." Press Release No. 17-534. Retrieved July 29, 2017.

[5] Official Biography. "Joseph M. Otting." Office of the Comptroller of the Currency. Retrieved December 4, 2017.

[6] Bowden, John (June 9, 2017). "Trump selects ex-banker to oversee Wall Street". The Hill.

[7] "Program Brochure." 1991-1992. Pages 1, 3. Available from National Association of Credit Management.

[8] Official Biography. "Joseph M. Otting." Office of the Comptroller of the Currency. Retrieved December 4, 2017.

[9] Bowden, John (June 9, 2017). "Trump selects ex-banker to oversee Wall Street". The Hill.

[10] Millward, Wade Tyler (May 5, 2018). "Man who oversees country’s biggest banks lives in Las Vegas." Retrieved April 5,2019.

[11] Millward, Wade Tyler (May 5, 2018). "Man who oversees country’s biggest banks lives in Las Vegas." Retrieved April 5,2019.

[noteFoot01a] Sjöblad, Tristan. The Sun. Academic Press, 2018, p. 1.

[noteFoot02a] Harinath, Paramjit. "Size of the Moon", Science, 51(78):46.

[noteFoot03a] Uemura, Shū. The Sun's Heat. Academic Press, 2018, p. 2.

[12] The fault for this formatting error may have originated with the automated prompts used by the edit request template, which asks for a COI editor to "supply the URL of any references used". While the resulting omission of information would not be the fault of the requesting COI editor, it nevertheless remains their responsibility to supply the references formatted in the style used by the article.

[14] The use of bare URLs as references is a style which is acceptable for use in Wikipedia. However, general practice dictates that the style already in use for an article be the one that is subsequently used for all future additions unless changed by editorial consensus.^[1]

[13] "WP:CITEVAR - Wikipedia:Citing sources". Wikipedia. 20 October 2018. Retrieved 22 October 2018. Guideline: It is normal practice to defer to the style used by the first major contributor or adopted by the consensus of editors already working on the page, unless a change in consensus has been achieved. If the article you are editing is already using a particular citation style, you should follow it.

[1]

[2]

[3]

[4]

[1]

[2]

[3]

[4]

[5]

[1]

[2]

[a]

[b]

[1]

[2]

[3]

[1]