Talk:Forbearance

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Wiki Education Foundation-supported course assignment

This article was the subject of a Wiki Education Foundation-supported course assignment, between 30 March 2020 and 8 May 2020. Further details are available on the course page. Student editor(s): Kmnapoli9.

Above undated message substituted from Template:Dashboard.wikiedu.org assignment by PrimeBOT (talk) 21:38, 16 January 2022 (UTC)[reply]

Copyright/Reference Issue

This page, while referenced, is taken verbatim from a blog. First of all, is a blog actually a good "reference" for a Wiki entry? Second, even if it is so determined, the fact it is simply copied and pasted is copyright infringement. --Jophus00 (talk) 19:08, 2 June 2008 (UTC)[reply]

(In the interest of minimizing confusion, i note that our colleague has posted on this talk pg as an IP editor, and a minute later cleaned up, at least to the extent of replacing the sig line.... A tad confusing, and absolutely acceptable -- esp'ly since the stunt corrupts neither the edit history nor the user-contribs records.)
--Jerzy•t 00:01, 27 February 2018 (UTC)[reply]

We deserve not just non-infringement, but suitable wording. For example, the capitalizing of roles of the contracting parties as if they were proper names is probably a bullet-proofing convention of attys, and IMO was an non-encyclopedia-worthy jargon (cf. "party of the first part") usage; i've expunged it in at least the instance i noticed.
--Jerzy•t 00:01, 27 February 2018 (UTC)[reply]

article incorrectly implies that "forbearance" is only related to finance (mortgage)

forbearance can have a much broader context and other uses.

for example, a state may employ forbearance in enforcing a law. e.g., in essence, NY State currently maintains a forbearance policy on taxation of tobacco products sold on/by native-american reservations (most recognized as sovereign nations the u.s. government) following a major 1997 protest by the seneca tribe.

"a delay in enforcing rights or claims or privileges; refraining from acting; "his forbearance to reply was alarming" from http://wordnet.princeton.edu/perl/webwn?s=forbearance; and

"6 dictionary results for: forbearance Dictionary.com Unabridged (v 1.1) - Cite This Source - Share This for·bear·ance [fawr-bair-uhns] Pronunciation Key - Show IPA Pronunciation –noun 1. the act of forbearing; a refraining from something. 2. forbearing conduct or quality; patient endurance; self-control. 3. an abstaining from the enforcement of a right. 4. a creditor's giving of indulgence after the day originally fixed for payment." from http://dictionary.reference.com/browse/forbearance--68.173.2.68 (talk) 00:21, 6 October 2008 (UTC)[reply]

The implicit assertion of the article's title is not that the only meaning of that word is the topic; rather, it is what lawyers call a rebuttable presumption, in this case that at least half of uses of this f-word, by people who look it up in WP, imply the desired sense of the word involves the forbearance of foreclosure. "Presumption" means assumption in the absence of contrary evidence, and "rebuttable" means your peers will listen to you if you offer plausible contrary evidence. If you doubt you can succeed in that, you can still create an article like, for instance, forbearance (trait), and make a case that it is an encyclopedic article. (My advice is get consensus on that first, before considering muddying the waters with an inherantly separate claim that the mortgage sense is not the wp:primary topic (which is the only, and merely implicit, presumption implicit in not having named the article, say, forbearance of foreclosure).
My own guess is that this sense of the word is by a good margin the only encyclopedic sense; IMO 'pediae are much more interesting than dicts, but someone ought to make sure that Wikt:forbearance adequately covers this editor's list of senses of the word, even tho i personally have neglible interest in any further WP senses of it.
--Jerzy•t 01:44, 27 February 2018 (UTC)[reply]

Hi I plan on augmenting the article and adding a citation with some contemporary content related to the COVID 19 emergency. Kmnapoli9 (talk) 22:34, 13 April 2020 (UTC)[reply]

The information on WIKI related to mortgage forbearances is currently very limited and it is a very contemporary issue and I am sure many folks are trying to learn more about these programs. I plan to add contemporary information updated to reflect the COVID - 19 details.

    “Impact of COVID – 19 on Servicing” Fannie Mae Lender Letter 18 Mar. 2020 https://singlefamily.fanniemae.com/media/22261/display
    "Mortgage Servicing In The Time Of COVID-19." Mondaq Business Briefing, 3 Apr. 2020, p. NA. Gale General OneFile, https://link-gale-com.ezp.mesacc.edu/apps/doc/A619356876/ITOF?u=mcc_mesa&sid=ITOF&xid=f9f3c96b. Accessed 20 Apr. 2020.

Kmnapoli9 (talk) 22:05, 20 April 2020 (UTC)[reply]