Honest Card
 | |
| Company type | Financial services |
|---|---|
| Founded | Jakarta, Indonesia (2022) |
| Headquarters | Metropolitan Tower 3rd Floor, Jl RA Kartini Kav 12-14, Cilandak Barat, Jakarta, Indonesia |
Key people | Dharu Estiningrum (President Director) |
| Parent | Honest Financial Technologies International Pte. Ltd. |
| Website | www.honest.co.id |
PT Honest Financial Technologies (Honest Card) is a financial technology company based in Jakarta, Indonesia. The company launched the Honest credit card in Indonesia in April 2023.[1]
As of May 2024, the company has successfully attracted more than 1 million users on Google Play Store Indonesia.[2]
History
[edit]In 2021, the company secured its Series A funding of US$ 19.7 million from several investors, including Village Global and Bank Permata. At the same time, the company also obtained a credit card issuing license in Indonesia. The following year, Honest received approval from the Financial Services Authority (OJK) as a financing company with license number KEP-170/NB.11/2022.[3]
Products and Services
[edit]The Honest credit card offers various features, including:
- Numberless credit card. Honest offers a numberless credit card to enhance transaction security.[4] Users can access credit card information, including the number, through the Honest app using biometric authentication such as fingerprint or face recognition.[5]
- Tap to Pay. Honest is the first credit card in Indonesia to offer the Tap to Pay feature.[6] Tap to Pay is a payment technology using Near Field Communication (NFC). With this technology, users simply tap their Honest physical card or Honest app on EDC machines to make payments.
- Transparent fees. Honest Card offers credit cards with transparent fee components based on each user's transaction frequency and value. This is aimed at improving users' financial literacy while helping them manage their finances.
- Real-time notifications. Equipped with the Honest App, transactions using the Honest credit card enable users to receive real-time notifications.[7]
- Credit limit. Honest card offers flexible credit limits of up to 100 million rupiah.
- Accepted worldwide. Honest Card partners with the Mastercard payment network, making it usable at 90 million merchants worldwide.[8]
References
[edit]- ^ "Honest Card Targetkan 100 Ribu Pengguna Tahun Ini". Infobanknews. 15 June 2023. Retrieved 10 October 2024.
- ^ "Usai Aplikasinya Diunduh Lebih dari 1 Juta Pengguna, Honest Bank Kembali Menerima Pendanaan". Techverse.Asia. Retrieved 27 October 2024.
- ^ "Laporan Keuangan PT Honest Financial Technologies" (PDF). Website-Files. Retrieved 10 October 2024.
- ^ "Honest Card: Keamanan Transaksi". Republika. Retrieved 10 October 2024.
- ^ "Honest Card: Fitur Keamanan". Kontan. Retrieved 10 October 2024.
- ^ "Honest Card: Tap to Pay". Youngster. Retrieved 10 October 2024.
- ^ "Honest Card: Real-time Notification". Warta Ekonomi. Retrieved 10 October 2024.
- ^ "Honest Card: Kerjasama dengan Mastercard". Kompas. Retrieved 10 October 2024.
 | This article needs additional or more specific categories. (November 2024) |