Draft:United States v. Yazell

After a flood, the Small Business Administration made a disaster loan to Ethel May Yazzel and her husband to cover damages to their shop. The mortgage securing the loan referred to Texas law. When the Yazzel's defaulted on the loan, the U.S. Government sued to collect the balance due. Mrs. Yazzel moved for summary judgment on the ground that the Texas law of coverture meant the contract was not enforceable against her personally. Under the law of coverture, a woman's legal rights are subsumed by her husband upon marriage. The Government argued that federal law, which would not recognize coverture, applied because there was an overwhelming federal interest. The district court granted summary judgment and the U.S. Court of Appeals for the Fifth Circuit affirmed.