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Cristián Bravo

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Cristián Bravo
NationalityChilean
Occupation(s)Professor
Canada Research Chair
Academic background
Alma materUniversity of Chile
Academic work
DisciplineArtificial Intelligence

Banking

Data science
Sub-disciplineCredit scoring

Credit risk
Fintech

Analytics
InstitutionsWestern University

Cristián Bravo is a Chilean academic. He currently holds a Professor position at the Departments of Statistical & Actuarial Science,[1] and is the Canada Research Chair in Banking and Insurance Analytics[2] at Western University. He is also the Director of the Banking Analytics Lab,[3] and a lead researcher at Canada's Financial Wellness lab[4] and recurrent panelist at CBC News.

Education

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Bravo attended University of Chile where he earned a B.Sc in Industrial Engineering (2007), an M.Sc in Operations Research (2008), and a Ph.D in Engineering Systems (2013).[5]

Career and work

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Bravo began his career as a Research Fellow at KU Leuven from 2013 to 2014, before taking on the role of Instructor Professor at the University of Talca, Chile, from 2014 to 2015.[6] He joined the University of Southampton as an Assistant Professor in 2016, advancing to Associate Professor in 2018.[5] In 2018, he was appointed as a Fellow of the Alan Turing Institite.[7] In 2019, he took a position to Western University as an Associate Professor, where he was promoted to Full Professor in 2024.[1]

He is known for his contribution to credit risk, and has been recognized by his productivity and impact in credit scoring in surveys in the field.[8][9] Since 2018, He is an editor for "Applied Soft Computing"[10] and the "Journal of Business Analytics".[11] He has authored over 70 academic outputs,[12] and co-authored the book "Profit Driven Analytics".[13] He also has contributed to banking regulations in Canada, supporting the OSFI in the drafting of new Artificial Intelligence regulations for financial institutions[14] and the Alan Turing Institute in their work towards regulation on Bias in Algorithmic Decision-Making in the U.K.[15]

He has received funding from FONDECYT, Chile (2013);[16] the British Academy's Leverhulme scheme (2016 - 2017), U.K;[17] the NSERC Discovery Grant (2020-2025) [18] and Tier 2 Canada Research Chair in Banking and Insurance Analytics,[2] Canada. He also has been a co-investgator at a NSERC Alliance Grant (2021, under Principal Investigator: Matt Davison).[19]

Since 2023, he is a recurrent panel member on CBC News’ Weekend Business Panel.[20][21] He has been interviewed and quoted by diverse media outlets, such as The Wall Street Journal,[22] WIRED,[23] CTV News,[24] Toronto Star,[25] The Globe and Mail,[26] Global News[27] and CBC News.[28][29] In 2024, Bravo was a selected academic in the 2024 Science Meets Parliament program[30] by the Canadian Science Policy Centre.[31]

References

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  1. ^ a b "Faculty". www.uwo.ca. Retrieved 2024-06-20.
  2. ^ a b Government of Canada, Industry Canada (2012-11-29). "Canada Research Chairs". www.chairs-chaires.gc.ca. Retrieved 2024-06-20.
  3. ^ "Lab Director - Prof. Cristián Bravo". The Banking Analytics Lab. Retrieved 2024-06-20.
  4. ^ "People | Canada's Financial Wellness Lab". Canada's FWL. Retrieved 2024-07-05.
  5. ^ a b "Dr Cristián Bravo | Southampton Business School | University of Southampton". www.southampton.ac.uk. Retrieved 2024-06-28.
  6. ^ "OpenReview". OpenReview. Retrieved 2024-07-09.
  7. ^ "new-turing-fellow-from-southampton-business-school | Southampton Business School | University of Southampton". www.southampton.ac.uk. Retrieved 2024-07-09.
  8. ^ Louzada, Francisco; Ara, Anderson; Fernandes, Guilherme B. (2016-12-01). "Classification methods applied to credit scoring: Systematic review and overall comparison". Surveys in Operations Research and Management Science. 21 (2): 117–134. arXiv:1602.02137. doi:10.1016/j.sorms.2016.10.001. ISSN 1876-7354.
  9. ^ Markov, Anton; Seleznyova, Zinaida; Lapshin, Victor (2022-11-01). "Credit scoring methods: Latest trends and points to consider". The Journal of Finance and Data Science. 8: 180–201. doi:10.1016/j.jfds.2022.07.002. ISSN 2405-9188.
  10. ^ "Editorial board". Applied Soft Computing.
  11. ^ "Editorial board". Journal of Business Analytics.
  12. ^ "Cristián Bravo". scholar.google.ca. Retrieved 2024-06-30.
  13. ^ Verbeke, Wouter; Bravo, Cristián; Baesens, Bart (2018). Profit-driven business analytics: a practitioner's guide to transforming big data into added value. Wiley & SAS business series. Hoboken, New Jersey: John Wiley & Sons, Inc. ISBN 978-1-119-28655-4.
  14. ^ Institutions, Office of the Superintendent of Financial (2023-07-17). "Financial Industry Forum on Artificial Intelligence: A Canadian Perspective on Responsible AI". www.osfi-bsif.gc.ca. Retrieved 2024-07-08.
  15. ^ "Response to the Centre for Data Ethics and Innovation's review on Bias in Algorithmic Decision-Making" (PDF). Alan Turing Institute. Retrieved 2024-07-08.
  16. ^ "Proyecto Fondecyt analiza riesgos financieros de microempresas". Universidad de Talca (in Spanish). Retrieved 2024-07-18.
  17. ^ "BA/Leverhulme Small Research Grants Awards 2016-17". Retrieved 2024-07-08.
  18. ^ Government of Canada, Natural Sciences and Engineering Research Council of Canada (2016-06-28). "NSERC - Research Grants Competition - Results by GSC - 2020". Natural Sciences and Engineering Research Council of Canada (NSERC). Retrieved 2024-06-30.
  19. ^ Government of Canada, Natural Sciences and Engineering Research Council of Canada (2021-02-03). "NSERC - Funding Decisions - Alliance". Natural Sciences and Engineering Research Council of Canada. Retrieved 2024-06-30.
  20. ^ "CBC News' Weekend Business Panel, May 25th, 2024". CBC News.
  21. ^ "CBC News Weekend Business Panel, July 24th, 2024". CBC News.
  22. ^ "Financial Services Roundup: Market Talk". The Wall Street Journal. 2023-03-17. Retrieved 2024-07-09.
  23. ^ Laslo, Matt. "Senators Warn the Next US Bank Run Could Be Rigged". Wired. ISSN 1059-1028. Retrieved 2024-07-19.
  24. ^ "London, Ont. homeowners prepare as Bank of Canada raises interest rates". London. 2023-07-13. Retrieved 2024-06-30.
  25. ^ Press, James McCarten The Canadian (2023-07-19). "U.S. will not default, but Republicans won't be to blame if it does, McCarthy says". Toronto Star. Retrieved 2024-07-08.
  26. ^ "Unlike the U.S., Canada hasn't had a major bank fail in a century. History explains why". The Globe and Mail. 2023-03-22. Retrieved 2024-06-30.
  27. ^ "Bank of Canada rate-cut odds rise after June inflation release - National | Globalnews.ca". Global News. Retrieved 2024-07-28.
  28. ^ Nixon, Geoff (2023-03-26). "Following U.S. bank failures, is it time for Canada to raise deposit insurance limits?". CBC News. Retrieved 2024-07-08.
  29. ^ Nixon, Geoff (2023-04-15). "Banks rarely fail in Canada, but how many billions of dollars would be needed if there's trouble?". CBC News. Retrieved 2024-07-08.
  30. ^ Bethany, Laura. "SMP 2024 Delegates Selected". CSPC. Retrieved 2024-07-08.
  31. ^ Digital, Rocket. "CSPC - Canadian Science Policy Centre". CSPC. Retrieved 2024-07-08.
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