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List of housing statutes

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(Redirected from List of mortgage statutes)

Legal scholars and practitioners generally discuss laws that affect housing within the context of real property, landlord–tenant law, mortgage law, laws that forbid housing discrimination, laws that attempt to preserve affordable housing, etc.

The following is a list of housing-related statutes in different countries.

Canada

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Name Date Scope[definition needed] Jurisdiction Description
Miscellaneous Statutes (Housing Priority Initiatives) Amendment Act 2016  BC
The Cooperative Housing Strategy Act[1] 2014 Cooperative housing  MB
Ontario Condominium Act, 1998 1998 Condominiums  ON
Fairness is a Two-Way Street Act [when?]  ON
Heritage Places Protection Act [when?] Heritage properties  PEI
Heritage Property Act [when?] Heritage properties  NS
Heritage Property Act [when?] Heritage properties  SK
Housing and Renewal Corporation Act[2] 2010  MB
Jesuit Estates Act 1888  QC
Land Purchase Act 1875 Land purchase  PEI
Mortgage Brokerages, Lenders and Administrators Act [when?]  ON
National Housing Act [when?] Federal
Ontario Heritage Act [when?]  ON
Property Transfer Tax Act[3] [when?] Property transfer tax  BC
Protecting Condominium Owners Act, 2015 [when?]  ON
Real Estate and Business Brokers Act [when?]  ON
Régie du logement [when?]  QC
Residential Tenancies Act [when?] Residential tenancy  AB
Residential Tenancies Act, 2006 2006 Residential tenancy  ON
Residential Tenancies Act (Manitoba)[4] 1990 Residential tenancy  MB
Strata Property Act [when?]  BC
Trespass to Property Act [when?] Trespassing  ON Provincial codification of the common law. Used by private-property owners to keep individuals off their property.

New Zealand

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Name Date Scope Description
Land Transfer Act 1952 1952 Land transfers Implements the Torrens title system of land registration

United Kingdom

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Name Date Scope Jurisdiction Description
Land Transfer Act 1875 1875 Land transfers  UK [definition needed]
Housing Grants, Construction and Regeneration Act 1996 1996 [definition needed]  UK (omnibus legislation) [definition needed]
Commonhold and Leasehold Reform Act 2002 2002 [definition needed]  ENG WLS Introduced common holds – a new way of owning land; similar to condominiums – into English and Welsh law.
Artisans' and Labourers' Dwellings Improvement Act 1875 1875  UK
Building Act 1984 1984  ENG WLS
Cost of Living (Tenant Protection) (Scotland) Act 2022 2022  SCT
Erection of Cottages Act 1588 1588  ENG
Fire Safety Act 2021 2021  ENG WLS
Housing (Financial and Miscellaneous Provisions) Act 1946 1946  NIR
Housing (Financial Provisions) Act 1924
Housing (Scotland) Act 2014 2014  SCT
Housing Act 1930, 1933, 1935, 1969, 1980, 1985, 1988, 1996, 2004 various  UK
Housing of the Working Classes Act 1885, 1890, 1900 various
Land Charges Act 1972
Land Registration Act 1925
Land Registration Act 2002
Law of Property Act 1925
Leasehold Reform (Ground Rent) Act 2022
Metropolitan Houseless Poor Act 1864
Settled Land Acts
Sustainable and Secure Buildings Act 2004
Trusts of Land and Appointment of Trustees Act 1996
Vagrancy Act 1824

United States

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Name Date Scope Jurisdiction Description
Height of Buildings Act of 1899 1899 Height limits  D.C. Created height restrictions because of concerns with new construction technology, notably steel, iron, and thin veneer facades.
Height of Buildings Act of 1910 1910 Height limits  D.C. Created height limits in Washington, D.C.
Federal Home Loan Bank Act 1932 Mortgages  Federal Created Federal Home Loan Bank Board to charter and supervise federal savings and loans.
Created Federal Home Loan Banks which lend to building and loan associations and other banking institutions to finance home mortgages.
National Housing Act of 1934 1934 Mortgages  Federal part of New Deal to make housing and home mortgages more affordable.
Created the Federal Housing Administration (FHA) and the Federal Savings and Loan Insurance Corporation (FSLIC).
Housing Act of 1937 (aka Wagner-Steagall Act) 1937 Public Housing  Federal Provided for subsidies to be paid from the U.S. government to local public housing agencies (LHAs) to improve living conditions for low-income families.
Housing Act of 1949 1949 [definition needed]  Federal [definition needed]
Housing Act of 1954 1954 Public housing  Federal Was to provide 140,000 units of public housing with preferential treatment to families relocated for slum eradication or revitalization.
Rumford Fair Housing Act 1963 Discrimination  CA Preceded Fair Housing Act, but repealed.
Housing and Urban Development Act of 1965 1965 [definition needed]  Federal [definition needed]
Housing and Urban Development Act of 1968 1968 Mortgages  Federal Established Ginnie Mae to expand availability of mortgage funds for moderate income families using government-guaranteed mortgage-backed securities. The new entity was split from the former Fannie Mae, which retained other functions.
Fire Research and Safety Act of 1968 1968 Fire safety  Federal [definition needed]
Fair Housing Act 1968 Discrimination  Federal Intended to protect the buyer or renter of a dwelling from seller or landlord discrimination.
Housing and Urban Development Act of 1970 1970 [definition needed]  Federal [definition needed]
Uniform Relocation Assistance and Real Property Acquisition Act (1970) 1970 [definition needed]  Federal [definition needed]
Housing and Community Development Act of 1974 1974 Affordable housing  Federal Amended the Housing Act of 1937 to create Section 8 housing
Real Estate Settlement Procedures Act 1974 Buyer protection  Federal Created to educate and protect prospective home buyers by adding disclosure requirements and eliminating kickbacks and referral fees to realty services.
Federal Fire Prevention and Control Act of 1974 1974 Fire safety  Federal [definition needed]
Mobile Home Construction and Safety Standards Act of 1974 1974 Mobile home safety  Federal Established design and development safety standards for manufactured housing or prefabricated homes.
Home Mortgage Disclosure Act 1975 Mortgages
Discrimination
 Federal [definition needed]
Community Reinvestment Act 1977 [definition needed] [definition needed]
Alternative Mortgage Transaction Parity Act of 1982 1982 Mortgages  Federal [definition needed]
McKinney–Vento Homeless Assistance Act 1987 [definition needed]  Federal [definition needed]
Housing and Community Development Act of 1987 1987 [definition needed]  Federal [definition needed]
Federal Housing Enterprises Financial Safety and Soundness Act of 1992 1992 [definition needed]  Federal [definition needed]
Home Ownership and Equity Protection Act of 1994 1994 Mortgages  Federal [definition needed]
Riegle-Neal Interstate Banking and Branching Efficiency Act of 1994 1994 Mortgages  Federal [definition needed]
Mortgage Forgiveness Debt Relief Act of 2007 2007 Mortgages  Federal [definition needed]
Housing and Economic Recovery Act of 2008 2008 [definition needed]  Federal [definition needed]
American Recovery and Reinvestment Act of 2009 2009 [definition needed]  Federal [definition needed]
Fraud Enforcement and Recovery Act of 2009 2009 [definition needed]  Federal [definition needed]
Helping Families Save Their Homes Act of 2009 2009 [definition needed]  Federal [definition needed]
HOME STAR 2009 [definition needed]  Federal [definition needed]
Mortgage Choice Act of 2013 2013 Mortgages  Federal [definition needed]
Public Law 113-167 2014 [definition needed]  Federal [definition needed]
Home Equity Theft Prevention Act 2006  NY A New York State law passed in 2006, to provide homeowners with information about the homeowner’s property, particularly when homeowners are in default on their mortgage payments

References

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  1. ^ Justice, Manitoba. "C.C.S.M. c. C221". web2.gov.mb.ca. Retrieved 2023-04-03.
  2. ^ Justice, Manitoba. "C.C.S.M. c. H160". web2.gov.mb.ca. Retrieved 2023-04-03.
  3. ^ "Property Transfer Tax Act". www.bclaws.gov.bc.ca. Retrieved 2023-04-03.
  4. ^ Justice, Manitoba. "C.C.S.M. c. R119". web2.gov.mb.ca. Retrieved 2023-04-03.