Nederlands: De laatste 20 jaar is het verdienmodel van banken van relatie- naar transactiemodel gegaan, gerelateerd hier aan zijn de rentemarges gedaald stelt Saskia van Ewijk, promovenda economie Nyenrode Universiteit.
In de crisisjaren zijn de rendementen van de transactiebanken nihil geworden dan wel negatief, de rendementen van meer relatie gerichte banken zijn gemiddeld positief gebleven.
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